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Year 2 million payday loans in Alabama in last


MONTGOMERY — Alabamians took away significantly more than two million pay day loans within the last 12 months with borrowers using on average eight loans each, in accordance with figures through the state’s brand new cash advance database.

Their state Banking Department on Wednesday presented information captured by a situation payday database to users of the Alabama customer Protection Task Force, a bunch designated with suggesting modifications to Alabama’s credit rating laws and regulations, such as the legislation that govern the loan industry that is payday.

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All Gomez had to do was prove employment and write out a personal check from a valid bank account post-dated by 14 days, at which time he was set to receive his next paycheck to get the four Benjamins. He consented to pay off the complete amount, and also a $41 finance fee, Gomez recalls.

"I reimbursed the $441, however the following day, we took down another $400 pay day loan because I required the amount of money," he told VICE. "I happened to be in this vicious period for 3 months."